Privatam news

All news Articles Events Press releases Insights Business cases
insight

7 questions to ask before buying a structured product - eBook

In this ebook , we have listed the 7 most important questions that need to be asked before investing in structured products.

insight

Structured products for dummies - eBook

Let’s face it: the term “structured product” is not the best one. While not conveying what it is, it has the added disadvantage of sounding intimidating. The good news is that it’s not as complex as it seems!

insight

Myth #7: Investors cannot make sense of a structured product's valuation

When an investor does not understand the valuation of a product in his portfolio it is a matter of understanding, rather than being taken advantage of by the issuer.

insight

Myth #6: Investors cannot monitor the progress of a structured note

The evolution of the structured products industry has brought a a renewed focus on the actual consumers of structured products i.e. investors.

insight

Myth #5: Structured notes have no liquidity

The industry has evolved immensely when it comes to allowing investors to sell their positions before the product’s official redemption date.

insight

Myth #4: Structured product issuers pocket share dividends

Another common criticism structured notes get is that share dividends are unfairly kept from investors.

insight

Myth #3: The issuer of a structured product will take the opposite bet from the investor

When a bank issues a product, it will look to be as fully hedged as possible from market movements that will affect the performance of the product.

insight

Myth #2: Structured products present an asymmetry of risk/return against investors

While there are no official consolidated figures, some reports provide compelling evidence of positive risk/adjusted returns.

insight

Myth #1: Structured products are a black box, extremely difficult to understand

While different structured products can have varying levels of complexity, they are never a black box. Discover why!

insight

"If Structured Products were explained to my grandfather."

Many private investors are wary of structured products because of their notorious complexity. But Stan Perromat, co-founder of Privatam says his grandfather had no trouble grasping the concept.